Melbourne, Victoria · Australia wide Business loans · Equipment · Working capital Mon-Fri 8:00-18:00
Business finance, without a knock-back on your file.
A bank reads reinvested profit, lumpy months and an ATO plan as risk — and takes three weeks to say so. Tell us the scenario in about a minute instead. We introduce you to one licensed broker who writes business files, and nothing we do touches your credit file.
“No” is never the answer.
A bank saying no is one lender’s credit policy, not the market’s. We introduce you to one licensed broker who writes business files and actually works the case — and we don’t close your file after one no.
Our terms, before anything else
The industry norm is to sell the same enquiry to five brokers and let them race you. This is how we work instead.
- One enquiry, one professional.You're matched to a single licensed finance broker. Never a panel bidding for you.
- Your details go nowhere else.Never resold, never passed to a second party. Ask and we delete them.
- No credit check.Nothing on this site touches your credit file. A formal check only happens later, with your permission.
- Not owned by a bank.We don't take money from a lender to send you its way.
- “Don't do it” is a real answer.The specialist is expected to tell you when it isn't worth doing.
- Nothing payable to Auquire.The professional pays us a flat fee for the introduction. Any fee they charge you must be disclosed before you go ahead.
A note on the word specialist. We mean a licensed broker or finance professional whose ordinary working week is made of files like yours. Not a call centre. Not a comparison site.
The wrong expert gives you the wrong answer, and gives it confidently.
Money problems look the same from the outside and behave nothing alike underneath. A self-employed home loan, a commercial property purchase and a car loan are separate trades. Someone who is very good at one will quietly get the other two wrong.
So most people ring their own bank, get assessed against one set of rules, and take whatever comes back. If it's a no, they assume that's the answer. Usually it's just the answer from the one lender they asked.
Our job is narrower than a broker's. We ask enough questions to work out what your scenario actually is, then put you in touch with the person who handles that scenario for a living. They take it from there.
Three kinds of money. Three kinds of specialist.
Tell us which one you're in. If it's two at once, say so. That's common, and it's usually the thing that decides who should be handling it.
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i
Business
Funding assessed on what the business does, not on a payslip.
- Commercial property
- Equipment & vehicle finance
- Working capital and cashflow
- Self-employed and ABN lending
- Business purchase or expansion
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ii
Personal
The everyday borrowing that quietly costs the most when it's arranged badly.
- Personal loans
- Car and motorcycle finance
- Consolidating what you already owe
- Borrowing with a mark on your file
- Guarantor arrangements
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iii
Mortgage
The biggest number in most people's lives, and the one least often checked.
- Refinancing and fixed rates rolling off
- First home buyers and government schemes
- Investment lending
- Construction and renovation
- Complex or previously declined files
Not on the list? Put it in the form anyway. Odd files are the ones where the right introduction matters most.
Four steps.
One professional.
There is no app, no portal and no login. You write down what you're trying to do, and we pass it to one licensed finance broker who does that for a living.
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You tell us the scenario
What you're funding, roughly how much, how you earn and when you need it. About a minute. No documents, and nothing that touches your credit file.
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We pass it to one professional
Not a call centre and not an auction. One licensed professional receives your details. Nobody else does, and we never resell them. They pay us a flat fee for the introduction.
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They contact you
By phone, SMS or email. Ask for their name and their Australian Credit Licence or credit representative number. You can check it on ASIC’s register.
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You decide, or you don't
Whether you go any further is entirely up to you. Nothing is payable to Auquire at any stage. Any fee a professional charges you must be disclosed before you go ahead, so ask for it.
Tell us the scenario Free. No credit check from us. One professional, never resold.
Nothing, and here's why.
Finance and mortgage professionals in Australia are generally paid by the lender when a loan settles. The introduction doesn't cost you anything, and neither does the conversation that follows it.
What we won't do
- Put you on a mailing list or a nurture campaign
- Recommend a lender or a product. That's the professional's job, and their licence
Auquire is an introduction service, not a lender. See the notice at the foot of this page.
| The first conversation Free, and free to walk away from | $0 |
|---|---|
| Credit check Your score isn't touched | None |
| If you go ahead The professional is paid by the lender on settlement | $0 |
| If you don't Sometimes the right answer is do nothing | $0 |
| Specialists you'll hear from One, never a panel bidding for you | 1 |
| Total payable to Auquire | $0 |
Seven questions, answered plainly.
What does this cost me?
Nothing, at any stage. Finance and mortgage professionals in Australia are generally paid a commission by the lender when a loan settles. You don't pay for the conversation, and you don't pay if you decide not to go ahead. Some commercial and specialist work does carry a fee. If it does, you'll be told what it is and why before anything happens, never after.
Will this affect my credit score?
No. Nothing on this site triggers a credit enquiry. A formal check only happens later, with your explicit permission, and only if you decide to apply for something.
How many people are going to call me?
One. Your enquiry goes to a single professional and we never resell it. Some lead sites send one enquiry to several brokers at once.
Are you a bank, a lender or a broker?
None of those. We're an introduction service. We don't lend money, we don't recommend products and we don't give credit advice. We pass your enquiry to one licensed finance broker, who can.
My situation is complicated. Is that a problem?
No. It's where this is worth the most. Self-employed income, a default a few years back, a business that's grown faster than its tax returns show, a knock-back from a bank. These are the files where the gap between lenders is widest, and where it pays to talk it through before you apply.
What if the answer is that I shouldn't do it?
Then that's the answer, and it's a good one to have. Break costs, a low rate you locked in years ago, or a business that should wait two quarters can all make a deal not worth doing. Someone who churns people for the sake of a commission doesn't last long.
What do you do with my information?
It goes to one licensed finance broker, so they can contact you about your enquiry. No other broker or lender gets it, and we never resell it. That professional pays us a flat fee for the introduction. We also use service providers to run this site, and Meta receives hashed (scrambled) contact details so we can measure our ads; our privacy policy lists them. To have your details deleted, email hello@auquire.com.au.
Tell us your scenario.
About a minute.
We pass your scenario to one licensed finance broker, who contacts you about it. Nothing payable to Auquire, no credit check from us, no obligation at any point.
Prefer to talk? 03 9068 4412, Monday to Friday, 8:00 to 18:00.